After a nominal expansion of approximately 2.5% in 2024, balances are expected to increase by 5.3% by the end of 2025. This rebound will be driven by the ongoing economic recovery and the gradual strengthening of low-income households' finances, which should further reduce delinquency rates.

After a nominal expansion of approximately 2.5% in 2024, balances are expected to increase by 5.3% by the end of 2025. This rebound will be driven by the ongoing economic recovery and the gradual strengthening of low-income households’ finances, which should further reduce delinquency rates.